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Billions of Data Series Providing a Deep Understanding of the Business’ Environment

World Map showing where data is collected

Understanding Business Context Matters

Uplinq has connectivity to 10,000+ highly reliable and validated unique data sources in 150+ countries. Traditional, alternative, contextual, market data including macroeconomic, microeconomic, regional all the way up to street level information.

Information that helps understand supply and demand factors, competitive forces, infrastructure and changing economic environments for an individual business to predict its income and growth potential.

We don’t like to call ourselves data aggregators. For us, data is a means to build highly confident and powerful risk scoring technology and assessment models for small business lenders (banks and non-banks).
External, Market and Ecosystem Data

Uplinq combines advanced analytics & AI techniques with both existing & alternative data sets to produce scientifically accurate credit scoring. Any small business lender that wants to reduce their risk & increase profitability should consider this solution.

Daniel Moore Former Global Chief Risk Officer, Scotiabank

Leveraging Data with Regulatory Compliance

The biggest challenge faced by lenders in lending to small businesses is information asymmetry. Traditional sources like credit bureaus are helpful but may not be available or supply enough information. Business financials are usually self-reported and cannot be relied upon solely. 

Given all these challenges, lenders assume the risk to be high, and therefore are more likely to decline the loan application. Uplinq has solved this challenge in a regulatory compliant way.

Some of the data sources we are integrated with…

Macro Economics

Labor markets
Stock markets
Currency markets
GDP, CPI, PPI, PPP
Commodities
Agriculture
Real estate
Supply chain
Bond/debt markets
Local & regional economic data

Demographics

Population
Location
Traffic counts
Migration patterns
Lifestyle shifts
Infrastructure
Education
Community
Housing
Health
Census
Crime

Financial Shocks

Inflation
Interest rates
Natural disasters
Political conflicts
Pandemics / Covid
Trade wars
Military wars
Currency values
Environment

Banking & Credit Services

Banking data
Major core banking platforms worldwide
Loan management systems
Loan servicing systems
Open banking providers
Credit bureaus
Rating agencies
Payment networks
Payment processors
POS providers

Accounting & Tax

All major cloud accounting software
Accounting CSV & text data
Manual accounting data
Taxes & revenue peer data
Taxes & revenue business data
Taxes & revenue owner/applicant

Ancillary Sources

Major e-commerce retailers
Trade association data
Fiber & other 1Gb data
2G, 3G, 4G, 5G data
Energy data
Water data
Sewage & waste data
Roads data
Ports data
Weather data

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