Mastercard’s “Scaling SME Access to Capital” –
White Paper
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How financial institutions and capital partners can build the infrastructure for the next era of small business growth. Enabled by Mastercard Credit Intelligence.
Why the SME Credit Gap Is Bigger Than a Liquidity Problem
Small and medium enterprises (SMEs) are the backbone of the global economy. They represent over 90% of businesses worldwide and generate the majority of employment across most markets. Yet access to capital remains structurally constrained.Small business lending is not facing a temporary slowdown. It is facing a structural challenge. Across global markets, millions of SMEs remain underserved due to fragmented systems, high servicing costs, limited data visibility, and outdated lending models. Mastercard’s latest White Paper, Scaling SME Access to Capital, explores why the SME finance gap persists despite years of fintech innovation and what financial institutions, lenders, and capital providers can do to address it. Discover how banks, nonbanks, and capital markets are reshaping the future of SME finance through AI, alternative data, and scalable infrastructure designed for modern lending.
This Mastercard White Paper explores how financial institutions can scale small business lending by moving beyond fragmented systems to integrated infrastructure. It highlights how data-driven credit intelligence, embedded finance, and coordinated capital deployment can improve SME access to capital globally.
To download your free copy, simply visit Mastercard’s website here or click the button below.
To download your free copy, simply visit Mastercard’s website here or click the button below.